Sports Sedan Greatness: The 2021 BMW M550i xDrive

I am a longtime fan of the iconic BMW 5 series. As a kid my dad owned a 1982 BMW 528i with a 5-speed manual transmission. The car was 10 years old at the time. It was black and had a mirror like shine, the result of hours spent wet sanding a respray. The car stood out, even around vehicles that cost much more.

For us BMW’s 5 series is in many ways the car you would own if you could only have one car – as in forever. Performance in on par or better than many purpose-built sports cars. The interior is luxurious but avoids gimmicks, for the most part anyway. The trunk provides plenty of cargo space. It looks great.

We recently spent some time with the latest 5 series, the 2021 BMW M550i xDrive sedan. Updated for the 2021 model year, the M550i represents the top trim apart from the heralded M5 sedan. The new model year features improvements in the exterior and interior design, new technology and a 530e model that includes a 48-volt mild hybrid system.

Our review vehicle, the M550i xDrive is powered by a formidable 523 horsepower 4.4-liter turbocharged V8 engine. The V8 produces 553 ft-lbs. of torque and is coupled with an 8-speed automatic transmission. The all-wheel-drive sedan leaps from 0 to 60 mph in 3.6 seconds and is capable of reaching a top speed of 155 mph.

For the record, that’s blazingly fast. Especially for a car that fits in well while pulling up to the car pool lane at the local elementary school or parked at the local grocery store. No rolling circus, no carnival act, just a gorgeous ride that does little to attract undo attention. Those in the know will take a minute to look it over, but otherwise, it is a sleeper that will give most sports cars a run for the money.

The M550i xDrive’s all-wheel drive system is rear-biased. This equates to a car that is great in the snow, but rowdy like a rear-wheel-drive sedan when pushed. The M550i xDrive also features a rear M Sport differential. The electronically controlled rear differential improves traction and power by changing the grip of the left and right rear wheels and by preventing wheel spin. Paired with a fantastic adjustable suspension, incredibly precise steering and powerful brakes, the M550i is truly a BMW sports sedan worthy of the manufacturer’s benchmark status.

Unique Sleek Styling

While tastefully done, our M550i xDrive Sedan does feature some unique styling cues. A new aero kit and rear trunk lid spoiler enhance functionality and looks. Further setting apart the trim, “Cerium Grey” paint is applied to the side mirror caps, BMW kidney grille, front air intake inlays and to model lettering. Dual trapezoidal black chrome exhaust finishers accent the rear and high-gloss black window surrounds give the sides a distinctive look. Sans the typical brightwork, the M550i is stealthy.

A Refined User-Friendly Interior

Four-cylinder and six-cylinder models are fit with BMW’s “SensaTec” upholstery with contrast stitching. Our V8-powered M550i comes with real “Dakota” leather seating. Nappa leather is available on all models. The dashboard on the four- and six-cylinder 5 Series can be ordered in an optional black synthetic leather with brown stitching, which is also standard on our M550i xDrive.

All models feature comfortable and supportive sport seats. The M550i comes with BMW’s “M Multi-contour seats.” Both the standard and upgraded seating are among the best in the segment. BMW has worked for decades to perfect the sports sedan interior and it shows.  

Rear seating is spacious and comfortable as well. With room for three adults, the M550i is truly a family-friendly sports sedan. Cargo space in the trunk is relatively small at 14 cubic feet but is easily expanded thanks to the standard 40:20:40 split folding rear seat.

Technology That Works

The new 5 Series features a long list of standard technology. The Live Cockpit Professional with iDrive 7 features a 12.3-inch digital instrument display and a 12.3-inch digital central touchscreen control display. That is a lot of hi-def video real estate. BMW’s infotainment features navigation, Apple CarPlay and Android Auto. Enhanced USB and Bluetooth Smartphone integration and a WiFi Hotspot with complimentary 3-month/3GB trial are also included.

The intuitive system provides real buttons, touch screens, a large wheel and hand motion controls. Spinning your finger in a circle in front of the sensor for instance turns the volume up and down. A thumb’s up to the left advances the audio track or radio station. It only takes a few minutes to become acclimated with the hand motions and once you are it allows for the driver to keep their eyes on the road rather than looking for a knob or touchscreen area.

Active Safety Features

Standard active safety features include lane departure warning with steering correction, automatic high beams, frontal collision and pedestrian warning with braking function, blind spot detection, rear cross traffic alert and rear collision preparation. Optional tech includes driving assistance and parking assistance packages.

Pricing

Pricing for the 2021 BMW 5 Series sedan starts at $54,200 plus fees for the 530i Sedan. Our M550i xDrive sedan starts at $76,800, our loaded up review vehicle costs $93,735, including a $995 destination charge.